If You Grow a Money Tree at Home, You Are Very Lucky: 9 Problems I Struggle With This Plant
The money tree (Pachira aquatica) is often seen as a symbol of good luck, prosperity, and positive energy. If you’re growing one at home, consider yourself fortunate—not just for the symbolic value, but for having a plant that can thrive indoors with the right care. However, as beautiful and “lucky” as the money tree is, it comes with its fair share of challenges. I’ve grown several over the years, and while they bring a sense of calm and beauty to my home, they’ve also taught me a lot about patience and plant care.
Here are nine problems I’ve personally struggled with while growing a money tree—and some tips to help you avoid them.
1. Overwatering
This is the number one killer of money trees. The plant likes humidity but not soggy roots. I used to water mine too frequently, thinking I was helping it grow. Instead, I ended up with yellow leaves and root rot. Now, I check the top inch of soil and only water when it’s dry.
2. Underwatering
Swinging too far in the other direction, I’ve also underwatered my money tree. Droopy leaves and dry, brittle stems were the result. It’s a delicate balance: water thoroughly, but only when necessary.
3. Low Light
Money trees prefer bright, indirect sunlight. I placed one in a dim corner once, and its growth stalled completely. New leaves didn’t sprout, and the existing ones started to fade. A sunny spot near a window (but out of direct sunlight) works best.
4. Drafts and Temperature Swings
This plant is sensitive to cold drafts and hot air from vents. I lost one during the winter because it sat too close to a drafty window. Now, I keep it in a stable environment, away from air conditioners and heaters.
5. Pests
Spider mites and mealybugs have invaded my money tree more than once. I’ve had to resort to neem oil and regular leaf wiping to keep pests at bay. Inspect your plant often—especially under the leaves.
6. Leaf Drop
Sudden leaf drop can be alarming. In my case, it was caused by moving the plant to a new location. Money trees don’t like change, and they may shed leaves in response. Be patient—it usually recovers if the new spot is suitable.
7. Stunted Growth
I once fertilized too often, hoping for faster growth. Instead, the plant became weak and leggy. A balanced liquid fertilizer every 4–6 weeks during the growing season is enough.
8. Improper Pruning
I learned the hard way that cutting too much at once can stress the plant. Prune sparingly and only to remove dead or leggy growth. Always use clean, sharp scissors.
9. Wrong Pot Size
At first, I used a decorative pot without drainage. That was a mistake. Root rot quickly followed. Always choose a pot with good drainage, and avoid ones that are too large.
Despite all the challenges, I still think growing a money tree is worth it. With time and proper care, it becomes a beautiful part of your home—and maybe, just maybe, it brings a little extra luck too.
